Cancellation and Refund Policy

This Cancellation and Refund Policy forms part of the SmartMoneyBudget Terms of Use.

Last updated 21 September 2026

1. Subscription fees

Membership is free. No subscription fee is charged.

If a paid subscriber plan is offered later, the price will be shown before anyone is asked to pay.

2. Payments

Payments may be processed through:

  • Stripe
  • PayPal
  • Square

SmartMoneyBudget does not store full payment card information.

3. GST

Where required by Australian law, GST may be applied to subscription fees.

If SmartMoneyBudget is not legally required to charge GST, pricing may be displayed exclusive of GST.

4. Refund policy

Unless required under Australian Consumer Law, subscription payments are generally non-refundable.

Refund requests may be reviewed on a case-by-case basis.

5. Australian Consumer Law

Nothing in these Terms excludes rights that cannot legally be excluded under Australian Consumer Law.

6. Contact

For cancellation or refund requests: support@smartmoneybudget.org